Friendly & Professional Financial Advice in Torbay & the South Hams, Devon

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For Professional and Friendly Financial Advice, to give you peace of mind, and the freedom to live the way you choose.


ANNUAL ALLOWANCES – A CHECKLIST FOR THE TAX YEAR-END With the tax year-end fast approaching, it’s time to make the most of your annual allowances. Use your ISA allowance Think about topping up your tax-efficient savings. The maximum amount that can be saved into an ISA this tax year is £15,240, increasing to £20,000 from April. For Junior ISAs, the tax-free allowance is currently £4,080, increasing to £4,128 from April.

Life Insurance – Dos and Don’ts

When a loved one dies, the loss and turmoil experienced is traumatic enough but when the practicalities kick in, this loss can be compounded by the potential loss in income. Main breadwinner or stay at home parent, the financial implications can be huge. Statistics show that sadly one in 29 children will lose a parent, therefore a top financial planning priority should be making sure your dependants are provided for…

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Latest Mortgage & Wealth Newsletters (Q3-2016)

Mortgage & Wealth Newsletters Here you will find the latest newsletters on offer relating to Wealth and Mortgage for downloading to read at your leisure. Please feel free to share with your friends/family to help keep them up to date with the latest financial news.

The Seven Principles of Investing

INVESTING THROUGH VOLATILE TIMES RIDING THE TURBULENT SEAS OF FORTUNE This document is produced by ‘Old Mutual Wealth’ and is Downloadable in full format below Anyone who reads the papers knows that the world’s economies are going through a prolonged spell of volatility. It’s natural at these times for some investors to get twitchy, which only serves to make the situation even less predictable. The truth is that share prices…

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Short Budget Summary 2016

Your Budget Takeaway There were whispers of big, headline-making changes in this year’s Budget and plenty of anticipation around what the latest overhaul of pensions might be. As it turned out, the Chancellor was dissuaded from causing more disruption to people’s retirement plans – for the time-being at least. So what did the Chancellor’s red lunchbox deliver to us on 16 March 2016?

Trevor Branton is a registered individual of Clearwater Financial Planning Limited
who is an Appointed Representative of Intrinsic Financial Planning Ltd and Intrinsic Mortgage Planning Ltd,
which is authorised and regulated by the Financial Conduct Authority.
Intrinsic Financial Planning Ltd & Intrinsic Mortgage Planning Ltd is entered on the Financial Services Register under reference 440703 &440718

Clearwater Financial Planning Ltd is Registered in England & Wales Company Number 05764001

Registered Office - 56 Fore Street, Kingsbridge, Devon, TQ7 1NY