Friendly & Professional Financial Advice in Dartmouth, South Hams, Devon
07773 005147 or 01392 581004

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For Professional and Friendly Financial Advice, to give you peace of mind, and the freedom to live the way you choose.

The Importance of writing a Life Policy in Trust

Not often considered, but a vital and valuable part of Financial Planning are the use of Trusts and writing a life policy in Trust, but what is a Trust? In broad terms, a trust is simply a way of gifting property. Any type of property such as shares, buildings and cash can be the subject of a trust. You can also use a trust to make a gift of a life policy…

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The Mortgage Market Review and what it means to myself and my clients

Its been a few months now since the enforcement of the Mortgage Market Review from the FCA and there are still a few clients questioning why and how this will effect them, so to help out out clients, here is a bit of information relating to the Mortgage market Review, (MMR) What is the ‘Mortgage Market Review’ and how will it effect me and obtaining a mortgage? Mortgage Market Review…

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New Intestacy Rules come into force

In the first change of its kind since 1926, new Intestacy rules come into effect from today that will change the way in which relatives inherit assets from someone who has died without a Will. In short, particularly for non-married couples, it’s vital to make a Will for your clients to ensure that those they wish to inherit their Estate actually do so. A summary of the changes include: Unmarried couples…

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Inflation Proofing your Cash

We all want to make the most out of our money, so it is important to understand how external factors, like inflation, can affect it. Since the recession, the effect of inflation has been a cause of concern for savers and investors alike as, without careful planning, it can eat into savings faster than your money can grow. What is inflation? Inflation is the rise in the price of goods…

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It will never happen to me | The Importance of Critical Illness Cover

As an adviser, I do my best to  highlight the importance of all insurances available during any transaction, whether it be for arranging a mortgage for a first time buyer, or right through to the full and holistic financial planning reviews and I try to give an insight to the importance of Critical Illness cover and what impact it has on the family. Countless times I have spoken to clients and on some occasions, the ‘it will never happen to me’ mentality is portrayed. To try and break down the barriers to reality and bring to life the importance of the facts, I use a few professionally made video clips to show the issues and problems that Critical Illness can bring to the family and its finances. I have the facility to…

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Trevor Branton is a registered individual of Clearwater Financial Planning Limited
who is an Appointed Representative of Intrinsic Financial Planning Ltd and Intrinsic Mortgage Planning Ltd,
which is authorised and regulated by the Financial Conduct Authority.
Intrinsic Financial Planning Ltd & Intrinsic Mortgage Planning Ltd is entered on the Financial Services Register under reference 440703 &440718